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Gerri-Lynn Fives | Coronado Real Estate | Coronado Cays Real Estate Expert

Meet Gerri-Lynn Fives, 2013 REALTOR® of the Year by the Greater San Diego Association Of REALTORS®
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Financing Your Home Purchase

Understanding the basics- mortgages, interest rates and finding out how much house you can afford to purchase.

Buying a home is a very big decision and largest purchase. Whether it be a home in Coronado or a condo in San Diego, this usually means obtaining a mortgage. It is very important to figure out the details of how much you can afford to spend on owning a home, to have a realistic approach to finding the home you desire and not waste any time looking at houses beyond your budget. Keeping in mind the typical expenses of utilities, property taxes, possible renovations and home maintenance if found required.

Gerri-Lynn Fives recommends future home buyers to speak with a mortgage professional to get pre-approved for financing at the beginning of the home buying process. She has relationships with local mortgage brokers and financial institutions in both Coronado and San Diego, which assures that you receive the best rates available.


If any questions arise regarding financing your home or to inquire a list of suggested mortgage professionals, please contact  contact Gerri-Lynn or fill out the Home Buyer Concierge checklist to begin your home buying process.

How Much Can You Afford?

Please use the mortgage payment calculator below to help you get an estimate on what your monthly mortgage payments might be and how much your budget can sustain for the purchase of a new home. The maximum house price that you can afford depends on a number of important factors including household gross monthly income, down payment, and mortgage interest rate. In addition, your monthly mortgage payment amount will be affected by the mortgage term (total amortization period) in years and the frequency of payment schedule or pay intervals, being monthly, semi-monthly or bi-weekly payments.

Mortgage Calculator

Purchase Amount: Down Payment:
Interest Rate: % Payment Interval:
Mortgage Term (Years)    
Closing Costs ($): Closing Costs (%):
Loan Amount:
Interest Rate:
Payment Interval:
Mortgage Term:
Total Payments:
Total Amount Paid:
Total Interest Paid:
This calculator is for information purposes only. Users should not use this calculator to make any financial decisions and should speak with their bank or mortgage broker. The website owner does not guarantee the accuracy or reliability of any information or calculations provided by this calculator. The website owner is not liable for loss or damage of any kind arising from the use of this tool.
Do you have questions about Mortgage Financing for your Home Purchase?
Fill out our Home Buyer Concierge checklist or contact Gerri-Lynn for a FREE home buyer consultation »

Equal Housing Opportunity.


This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego Multiple Listing Service, Inc. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2024 San Diego Multiple Listing Service, Inc.